Manager LG Mortgage Asset Specialist, MSF

Some careers open more doors than others.
If you 're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business Discriptor
Sales, Distribution and Business Development plays a vital role in understanding and meeting customer needs by offering the right solutions through the right channels to the right customer segments. The team is responsible for implementing distribution strategy, driving the delivery of market leading personal banking customer experiences and thereby maximising customer satisfaction.
Role Purpose
The bank primarily depends on the asset products (Mortgage, PIL, LAS, LAM, etc) to build its assets business. The assets business is extremely technical and with each region of India operating under different local regulations. Accordingly, The Branch assets specialist is a subject matter expert is needed for the fulfillment of asset product applications sourced by RMs building a support system to ensure seamless processing of these applications within the system.It involves interaction with various stakeholders both within HSBC and outside of HSBC ( Risk Team, Builders, Societies etc)
Principal Accountabilities
Impact on the Business / Function
stylemargin:bottom:0.0in;margin:top:0.0px typedisc:
:
Responsible for Asset product disbursals of the MSF Channel
:
Back:end support to Branch RMs in the e:2:e process of sourcing to disbursal of any asset product applications.
:
Effective co:ordination with internal and external stakeholders eg, CRU, CCR, INM, legal, etc...
:
Regular monitoring of status of logged in applications.
Leadership and Teamwork
stylemargin:bottom:0.0in;margin:top:0.0px typedisc:
:
Developmental and coaching intervention for the Channel Partner
:
Effective co:ordination with all stakeholders
:
Identify cross:sell opportunities for other product lines and sell / refer these to the RMs
Operational Effectiveness and Control
stylemargin:bottom:0.0in;margin:top:0.0px typedisc:
:
Discrepancy rates in applications
:
Fraud control
:
Comply with the applicable laws, regulations, Group and local guidelines related to Sanctions and AML policy of HSBC while undertaking various day to day operations
:
Remain alert and promptly report to the Sanctions Officer/ INM FCC office/ Line manager ( As applicable and required by the AML and sanction Policy) if a customer is found to be engaging in sanction evasion activities or violations of AML policy or any other related procedures.
:
Understand the legal responsibility to be vigilant for unusual activity and reporting of the unusual activities
:
Support the Country or Regional FCC AML Office/ AML Investigations by providing additional information when required
:
Responsible for attending and successfully completing the AML and Sanctions related assigned training in the mandated timeframe
:
Understanding the consequences of failing to attend or successfully complete the training as mandated by the AML Education Lead FCC;
:
Requesting additional AML training that you deem necessary or appropriate to perform your jobs through your entity manager
:
Demonstrate an understanding of PEP acceptance, prohibition, CDD and EDD guidelines in order to ensure that the INM RBWM is fully compliant with the PEP LoBP.
:
Understand the relatively high reputational risk that arises from any perceived weaknesses in controls in respect of substantial cash deposits or withdrawals activity, wire transfer, monetary instruments and pouch and mail
:
To be aware and Identify high risk indicators for various products and Services offered by INM RBWM example Cash, insurance, credit cards products etc
:
Ensure that all records are obtained in respect of INM WPB customers or New
Job Type: Permanent